Tuesday, October 28, 2008

Driving Without Insurance Is a Bigger Risk Than You Think

Say you’ve been driving without auto insurance. You know you’ll probably get a fine if you’re caught, but do you know how much it will be?
  • The minimum fine for driving without insurance is $175. That’s assessed by the State of Texas, and your city or county can charge an additional penalty.
  • You’ll then be charged $250 a year for the next three years. That’s another $750.
  • If you don’t pay these fines, your drivers license can be suspended.
  • After paying at least $925 in fines, you still have to purchase auto insurance. And that premium will now be 30% higher (or more!) because driving without insurance counts as a violation.
Obviously, the simplest solution is to just carry auto liability insurance in the first place. But let’s be honest: most uninsured drivers simply don’t think they can afford coverage. But it doesn’t have to be as expensive as you think. Contact us today for an auto liability quote.

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